Acorns: Invest For Your Future

4.7
๋ฆฌ๋ทฐ 37.1๋งŒ๊ฐœ
1,000๋งŒ+
๋‹ค์šด๋กœ๋“œ
์ฝ˜ํ…์ธ  ๋“ฑ๊ธ‰
์ „์ฒด์ด์šฉ๊ฐ€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€
์Šคํฌ๋ฆฐ์ƒท ์ด๋ฏธ์ง€

์•ฑ ์ •๋ณด

Acorns๋Š” ๋ฏธ๋ž˜๋ฅผ ์œ„ํ•œ ์ €์ถ•, ํˆฌ์ž, ๊ทธ๋ฆฌ๊ณ  ์„ฑ์žฅ์„ ์ง€์›ํ•ฉ๋‹ˆ๋‹ค. Acorns์˜ ์ž๋™ํ™”๋œ ์ €์ถ•, ํˆฌ์ž, ์ง€์ถœ ๋„๊ตฌ๋Š” ์—ฌ๋Ÿฌ๋ถ„์˜ ์ž์‚ฐ์„ ๋Š˜๋ฆฌ๊ณ  ์žฌ์ • ๊ฑด๊ฐ•์„ ์ฆ์ง„ํ•˜๋Š” ๋ฐ ๋„์›€์„ ๋“œ๋ฆฝ๋‹ˆ๋‹ค.

Acorns๋Š” ์žฌ์ • ๊ฑด๊ฐ•์€ ๋ˆ„๊ตฌ์—๊ฒŒ๋‚˜ ์ค‘์š”ํ•˜๋‹ค๊ณ  ๋ฏฟ์Šต๋‹ˆ๋‹ค. ์†Œ๋“๊ณผ๋Š” ๋ฌด๊ด€ํ•˜๋ฉฐ, ๊ฐ€์ง„ ๊ฒƒ๊ณผ์˜ ๊ท ํ˜•์„ ์ฐพ๋Š” ๊ฒƒ์ด ์ค‘์š”ํ•ฉ๋‹ˆ๋‹ค. ์žฌ์ • ๊ฑด๊ฐ•์ด๋ž€ ์˜ค๋Š˜ ๋” ํ˜„๋ช…ํ•˜๊ฒŒ ์ง€์ถœํ•˜๊ณ , ๋‚ด์ผ์„ ์œ„ํ•ด ์ €์ถ•ํ•˜๊ณ , ๋ฏธ๋ž˜๋ฅผ ์œ„ํ•ด ํˆฌ์žํ•˜๋Š” ๊ฒƒ์„ ์˜๋ฏธํ•ฉ๋‹ˆ๋‹ค.

1400๋งŒ ๋ช…์ด ๋„˜๋Š” ๋ฏธ๊ตญ์ธ๋“ค์ด Acorns์— 270์–ต ๋‹ฌ๋Ÿฌ ์ด์ƒ์„ ํˆฌ์žํ–ˆ์Šต๋‹ˆ๋‹ค. 5๋ถ„ ์ด๋‚ด์—, ์ ์€ ๋ˆ์œผ๋กœ ์‹œ์ž‘ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

์•ˆ์ „: Acorns๋Š” 2๋‹จ๊ณ„ ์ธ์ฆ, ์‚ฌ๊ธฐ ๋ฐฉ์ง€, 256๋น„ํŠธ ๋ฐ์ดํ„ฐ ์•”ํ˜ธํ™”, 100% ๋””์ง€ํ„ธ ์นด๋“œ ์ž ๊ธˆ ๊ธฐ๋Šฅ์„ ํ†ตํ•ด ์—ฌ๋Ÿฌ๋ถ„์˜ ๋ณด์•ˆ์„ ์ตœ์šฐ์„ ์œผ๋กœ ์ƒ๊ฐํ•ฉ๋‹ˆ๋‹ค. Acorns ํˆฌ์ž ๊ณ„์ขŒ๋Š” ์ตœ๋Œ€ 50๋งŒ ๋‹ฌ๋Ÿฌ๊นŒ์ง€ SIPC(ํˆฌ์ž์ž ๋ณดํ˜ธ ํ”„๋กœ๊ทธ๋žจ) ๋ณดํ˜ธ๋ฅผ ๋ฐ›์œผ๋ฉฐ, Acorns ๋‹น์ขŒ ์˜ˆ๊ธˆ ๊ณ„์ขŒ๋Š” ์ตœ๋Œ€ 25๋งŒ ๋‹ฌ๋Ÿฌ๊นŒ์ง€ FDIC(์—ฐ๋ฐฉ์˜ˆ๊ธˆ๋ณดํ—˜๊ณต์‚ฌ) ๋ณดํ—˜์— ๊ฐ€์ž…๋˜์–ด ์žˆ์Šต๋‹ˆ๋‹ค.

์•ฑ ๊ธฐ๋Šฅ:

ํˆฌ์ž:

- ๊ฐ„ํŽธํ•˜๊ณ  ์ž๋™ํ™”๋œ ํˆฌ์ž
์ „๋ฌธ๊ฐ€๊ฐ€ ๊ตฌ์ถ•ํ•˜๊ณ  ๊ณ ๊ฐ๋‹˜์—๊ฒŒ ์ถ”์ฒœํ•˜๋Š” ๋‹ค๊ฐํ™”๋œ ETF ํฌํŠธํด๋ฆฌ์˜ค ์ค‘ ํ•˜๋‚˜์— ๊ณ ๊ฐ๋‹˜์˜ ์ž๊ธˆ์ด ์ž๋™์œผ๋กœ ํˆฌ์ž๋ฉ๋‹ˆ๋‹ค. ๋ผ์šด๋“œ์—…(Round-Upsยฎ) ๊ธฐ๋Šฅ์„ ์‚ฌ์šฉํ•˜์—ฌ ํˆฌ์žํ•  ๋•Œ๋งˆ๋‹ค ์ž”๋ˆ์„ ํˆฌ์žํ•˜๊ฑฐ๋‚˜, ์ตœ์†Œ 5๋‹ฌ๋Ÿฌ๋ถ€ํ„ฐ ์‹œ์ž‘ํ•˜๋Š” ์ž๋™ ๋ฐ˜๋ณต ํˆฌ์ž๋ฅผ ์„ค์ •ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

- ๋น„ํŠธ์ฝ”์ธ์— ํˆฌ์žํ•˜์„ธ์š”
์ด๋ฏธ ๋‹ค๊ฐํ™”๋œ ํฌํŠธํด๋ฆฌ์˜ค์˜ ์ตœ๋Œ€ 5%๋ฅผ ๋น„ํŠธ์ฝ”์ธ โ€‹โ€‹์—ฐ๊ณ„ ETF์— ํˆฌ์žํ•˜์—ฌ ๋น„ํŠธ์ฝ”์ธ์˜ ๊ณ ์ ์„ ๊ฒฝํ—˜ํ•˜๊ณ  ์ €์ ์„ ๊ทน๋ณตํ•˜์„ธ์š”.

- ํฌํŠธํด๋ฆฌ์˜ค ๋งž์ถค ์„ค์ •
๋งž์ถค ํฌํŠธํด๋ฆฌ์˜ค๋ฅผ ํ†ตํ•ด ํˆฌ์ž๋ฅผ ๋งž์ถค ์„ค์ •ํ•˜์„ธ์š”. 100๊ฐœ ์ด์ƒ์˜ ๋ฏธ๊ตญ ์ƒ์žฅ ๊ธฐ์—…์˜ ๊ฐœ๋ณ„ ์ฃผ์‹์„ ์ถ”๊ฐ€ํ•  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

- ์€ํ‡ด ์ž๊ธˆ ํˆฌ์ž
Acorns Later ์€ํ‡ด ๊ณ„์ขŒ๋กœ ๋…ธํ›„๋ฅผ ์œ„ํ•œ ์ €์ถ•์„ ์‹œ์ž‘ํ•˜๊ณ , Acorns Gold ๊ฐ€์ž… ์ฒซํ•ด์— ์‹ ๊ทœ ๋ถˆ์ž…๊ธˆ์— ๋Œ€ํ•ด 3% IRA ๋งค์นญ ํ˜œํƒ์„ ๋ฐ›์œผ์„ธ์š”.

- ์ž๋…€๋ฅผ ์œ„ํ•œ ํˆฌ์ž
์ž๋…€ ์ „์šฉ ํˆฌ์ž ๊ณ„์ขŒ์ธ Acorns Early Invest๋กœ ์ž๋…€์˜ ๋ฏธ๋ž˜๋ฅผ ์„ค๊ณ„ํ•˜์„ธ์š”. ๋˜ํ•œ, ํˆฌ์ž๊ธˆ์˜ 1%๋ฅผ ๋งค์นญํ•ด ๋“œ๋ฆฝ๋‹ˆ๋‹ค!

์ ˆ์•ฝ:

- ๊ธด๊ธ‰ ์ž๊ธˆ ์ €์ถ•
์˜ˆ์ƒ์น˜ ๋ชปํ•œ ์ƒํ™ฉ์— ๋Œ€๋น„ํ•˜์—ฌ ์ €์ถ•ํ•˜์„ธ์š”. ์—ฐ 3.82%์˜ ์—ฐ์ด์œจ๋กœ ์ž๊ธˆ์„ ๋ถˆ๋ฆด ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

- ์—ฐ์ด์œจ ๋‹น์ขŒ ์˜ˆ๊ธˆ
Mighty Oak ์ง๋ถˆ ์นด๋“œ๋กœ ๋‹น์ขŒ ์˜ˆ๊ธˆ ๊ณ„์ขŒ์— 2.42%์˜ ์—ฐ์ด์œจ์„ ์ ๋ฆฝํ•˜์„ธ์š”.

๊ทธ ์™ธ ์ถ”๊ฐ€ ํ˜œํƒ:

- ์–ด๋ฆฐ์ด ๋ฐ ์ฒญ์†Œ๋…„ ์ง๋ถˆ ์นด๋“œ
Gold ๊ตฌ๋…์— ํฌํ•จ๋œ Acorns Early ์ง๋ถˆ ์นด๋“œ๋กœ ์ž๋…€์—๊ฒŒ ์žฌ์ • ๊ฑด๊ฐ•์„ ๊ฐ€๋ฅด์ณ ์ฃผ์„ธ์š”.

- ๋ณด๋„ˆ์Šค ํˆฌ์ž ์ ๋ฆฝ
11,000๊ฐœ ์ด์ƒ์˜ ๋ธŒ๋žœ๋“œ๋ฅผ ์‡ผํ•‘ํ•˜๊ณ  ์ข‹์•„ํ•˜๋Š” ๋ธŒ๋žœ๋“œ์˜ ๋ณด๋„ˆ์Šค ํˆฌ์ž์™€ ํŠน๋ณ„ ํ˜œํƒ์„ ๋ฐ›์œผ์„ธ์š”. ๋˜ํ•œ, ๊ธฐ๊ฐ„ ํ•œ์ • ์ถ”์ฒœ ๋ณด๋„ˆ์Šค๋ฅผ ์ตœ๋Œ€ $1,200๊นŒ์ง€ ๋ฐ›์œผ์„ธ์š”.

- ์žฌ์ • ์ง€์‹ ํ–ฅ์ƒ
๋งž์ถคํ˜• ๊ธฐ์‚ฌ, ๋น„๋””์˜ค, ๊ฐ•์ขŒ, ์‹ค์‹œ๊ฐ„ Q&A๋ฅผ ํ†ตํ•ด ํˆฌ์ž ๋ฐ ์ €์ถ• ์ „๋žต์— ๋Œ€ํ•ด ์•Œ์•„๋ณด์„ธ์š”.

๊ตฌ๋… ํ”Œ๋žœ

ํˆฌ์ž๋ฅผ ์ฒ˜์Œ ์‹œ์ž‘ํ•˜๊ฑฐ๋‚˜ ๊ฐ€์กฑ์˜ ๋ฏธ๋ž˜๋ฅผ ๊ณ„ํšํ•˜๋Š” ๋ถ„์„ ์œ„ํ•ด, ์ €ํฌ๋Š” ๋‹ค์–‘ํ•œ ์žฌ์ • ๊ด€๋ฆฌ ๋„๊ตฌ๋ฅผ ๊ตฌ๋… ํ”Œ๋žœ์— ํฌํ•จํ–ˆ์Šต๋‹ˆ๋‹ค. ์ˆจ๊ฒจ์ง„ ๋น„์šฉ์ด๋‚˜ ๊ฑฐ๋ž˜ ์ˆ˜์ˆ˜๋ฃŒ ์—†์ด, ํˆฌ๋ช…ํ•œ ์›” ๋‚ฉ์ž…๊ธˆ ํ•œ ๋ฒˆ์œผ๋กœ ์ž์‚ฐ์„ ํ‚ค์›Œ๋ณด์„ธ์š”.

๋ธŒ๋ก ์ฆˆ(์›” $3)
โ€”
์žฌ์ • ์—ฌ์ •์„ ์‹œ์ž‘ํ•˜๋Š” ๋ฐ ๋„์›€์ด ๋˜๋Š” ํˆฌ์ž ๋„๊ตฌ์ž…๋‹ˆ๋‹ค.

- Round-Upsยฎ ํŠน์ง‘
- ์ „๋ฌธ๊ฐ€๊ฐ€ ์„ค๊ณ„ํ•œ ๋ถ„์‚ฐ ํฌํŠธํด๋ฆฌ์˜ค
- ์€ํ‡ด ๊ณ„์ขŒ
- ๋‹น์ขŒ ์˜ˆ๊ธˆ ๊ณ„์ขŒ ๋“ฑ

์‹ค๋ฒ„(์›” $6)
โ€”
์ €์ถ• ๋ฐ ํˆฌ์ž ์‹ค๋ ฅ์„ ํ–ฅ์ƒํ•˜์„ธ์š”.

- ๋ธŒ๋ก ์ฆˆ ์ƒํ’ˆ ๋ชจ๋‘ ์ œ๊ณต
- Acorns Silver ๊ฐ€์ž… ์ฒซ ํ•ด ๋™์•ˆ Acorns Later ์€ํ‡ด ๊ณ„์ขŒ ์‹ ๊ทœ ๋ถˆ์ž…๊ธˆ์— ๋Œ€ํ•ด 1% IRA ๋งค์นญ ํ˜œํƒ ์ œ๊ณต
- ๋น„์ƒ ์ €์ถ•
- ์žฌ์ • ์ง€์‹ ํ–ฅ์ƒ์— ๋„์›€์ด ๋˜๋Š” ๊ฐ•์ขŒ ๋ฐ ๋™์˜์ƒ ์ œ๊ณต
- ํˆฌ์ž ์ „๋ฌธ๊ฐ€์™€์˜ ์‹ค์‹œ๊ฐ„ Q&A

๊ณจ๋“œ(์›” 12๋‹ฌ๋Ÿฌ)
โ€”
๋ณธ์ธ๊ณผ ๊ฐ€์กฑ์„ ์œ„ํ•œ ๋‹ค์–‘ํ•œ ์ €์ถ•, ํˆฌ์ž ๋ฐ ํ•™์Šต ๋„๊ตฌ ์ œ๊ณต

- ์‹ค๋ฒ„ ์ƒํ’ˆ ๋ชจ๋‘ ์ œ๊ณต
- Acorns Gold ๊ฐ€์ž… ์ฒซ ํ•ด ๋™์•ˆ Acorns Later ์€ํ‡ด ๊ณ„์ขŒ ์‹ ๊ทœ ๋ถˆ์ž…๊ธˆ์— ๋Œ€ํ•ด 3% IRA ๋งค์นญ ํ˜œํƒ ์ œ๊ณต
- ์ž๋…€๋ฅผ ์œ„ํ•œ 1% ๋งค์นญ ํˆฌ์ž ๊ณ„์ขŒ ์ œ๊ณต
- Acorns Early ์Šค๋งˆํŠธ ๋จธ๋‹ˆ ์•ฑ ๋ฐ ์ž๋…€์šฉ ์ง๋ถˆ ์นด๋“œ ์ œ๊ณต
- ํฌํŠธํด๋ฆฌ์˜ค์— ๊ฐœ๋ณ„ ์ฃผ์‹ ์ถ”๊ฐ€ ๊ฐ€๋Šฅ
- $10,000 ์ƒ๋ช… ๋ณดํ—˜
- ๋ฌด๋ฃŒ ์œ ์–ธ์žฅ ๋ฐœํ–‰ ๋“ฑ

โ€”

๊ณต๊ฐœ ๋‚ด์šฉ์€ ์œ„ ์ด๋ฏธ์ง€์™€ www.acorns.com/disclosures์—์„œ ํ™•์ธํ•˜์‹ค ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.

5300 California Ave Irvine, CA 92617
์—…๋ฐ์ดํŠธ ๋‚ ์งœ
2025. 10. 21.
์ถ”์ฒœ ์Šคํ† ๋ฆฌ

๋ฐ์ดํ„ฐ ๋ณด์•ˆ

๋ณด์•ˆ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ๋ฐ์ดํ„ฐ๋ฅผ ์ˆ˜์ง‘ ๋ฐ ๊ณต์œ ํ•˜๋Š” ๋ฐฉ์‹์„ ํŒŒ์•…ํ•˜๋Š” ๊ฒƒ์—์„œ ์‹œ์ž‘๋ฉ๋‹ˆ๋‹ค. ๋ฐ์ดํ„ฐ ๊ฐœ์ธ ์ •๋ณด ๋ณดํ˜ธ ๋ฐ ๋ณด์•ˆ ๊ด€ํ–‰์€ ์‚ฌ์šฉ์ž์˜ ์•ฑ ์‚ฌ์šฉ, ์ง€์—ญ, ์—ฐ๋ น์— ๋”ฐ๋ผ ๋‹ค๋ฅผ ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค. ๋‹ค์Œ์€ ๊ฐœ๋ฐœ์ž๊ฐ€ ์ œ๊ณตํ•œ ์ •๋ณด์ด๋ฉฐ ์ถ”ํ›„ ์—…๋ฐ์ดํŠธ๋  ์ˆ˜ ์žˆ์Šต๋‹ˆ๋‹ค.
์•ฑ์—์„œ ์ œ3์ž์™€ ๊ณต์œ ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
๋ฉ”์‹œ์ง€
์•ฑ์—์„œ ์ˆ˜์ง‘ํ•  ์ˆ˜ ์žˆ๋Š” ๋ฐ์ดํ„ฐ ์œ ํ˜•
์œ„์น˜, ๊ฐœ์ธ ์ •๋ณด ์™ธ 6๊ฐœ ํ•ญ๋ชฉ
์ „์†ก ์ค‘ ๋ฐ์ดํ„ฐ ์•”ํ˜ธํ™”๋จ
๋ฐ์ดํ„ฐ ์‚ญ์ œ๋ฅผ ์š”์ฒญํ•  ์ˆ˜ ์žˆ์Œ

ํ‰์  ๋ฐ ๋ฆฌ๋ทฐ

4.7
๋ฆฌ๋ทฐ 36.2๋งŒ๊ฐœ
Zoomin โ€œSumthingโ€ Kim
2021๋…„ 9์›” 16์ผ
Why are you guys still taking my money from the bank
์‚ฌ์šฉ์ž 2๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?
Acorns
2021๋…„ 9์›” 16์ผ
We apologize for any inconvenience and would be happy to look into this for you. Please contact our support team at: https://help.acorns.com/contact or by phone at (855) 739-2859.
Seungbeom Lee
2021๋…„ 3์›” 22์ผ
So far so good.
์‚ฌ์šฉ์ž 13๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?
Daniel Kim
2021๋…„ 2์›” 10์ผ
Worst performance ever
์‚ฌ์šฉ์ž 7๋ช…์ด ์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ•˜๋‹ค๊ณ  ํ‰๊ฐ€ํ•จ
์ด ๋ฆฌ๋ทฐ๊ฐ€ ์œ ์šฉํ–ˆ๋‚˜์š”?

์ƒˆ๋กœ์šด ๊ธฐ๋Šฅ

We made some small changes so itโ€™s even easier to help your money grow, because we believe small change adds up. Grow your oak!

์•ฑ ์ง€์›

์ „ํ™”๋ฒˆํ˜ธ
+18557392859
๊ฐœ๋ฐœ์ž ์†Œ๊ฐœ
Acorns Grow Incorporated
support@acorns.com
5300 California Ave Irvine, CA 92617 United States
+1 855-739-2859